Saving plan is the right choice if you wish to:  

Increase the value of your money in the long term by investing in our funds. Every month, you can put aside the amount of your choice.

The benefits of saving plan

You choose your own amount

The lowest contribution is 500 MKD

The cheapest way of saving by investing in funds

Opportunity of refunding the entry fee

No exit fees charged*

*You will be charged exit fees on your savings only if you decide to withdrawn money from the plan before its accomplishment (type 2). The exit fee rate is 5% if money are withdrawn in five years from first contribution, i.e. 2.5% if money are withdrawn from 5 to 10 years.

Lower risk

Through monthly payments, you reduce the risk of entering a capital market at an inappropriate moment

Temporary

freezing

You may decide at any time to temporarily freeze monthly payments, or increase/decrease the amount of contributions

Portfolio diversification 

To diversify your portfolio and increase its long-term stability, your money will be distributed in a variety of financial instruments

Easy payment
methods

Payments are carried out automatically through direct debit, so you have nothing to worry about

Access to your
money

You can withdraw your savings (completely or partially) at any time

Start putting money into monthly savings today!

Calculate the amount you need to put into savings each month to reach your goal.

Choose your saving plan

Saving plan for kids

Minimum monthly contribution:500 MKD
Entry charge:0%-5%
Exit charge:no exit fee
  • Reccomended min saving period
  • <18 years
  • Average expected
    annual return
  • 7 %

Golden age

Minimum monthly contribution:500 MKD
Entry charge:0% – 5%
Exit charge: no exit fee
  • Recommended saving period
  • 15+ years
  • Average expected
    annual return
  • 7 %

My dreams

Minimum monthly contribution:500 MKD
Entry charge:0% – 5%
Exit charge: no exit fee
  • Recommended saving period
  • Choose years
  • Average expected
    annual return
  • Choose return

Consult our expert

Tell us about your wishes, the acceptable risk level, the amount you would like to invest, and the time period of investment. Based on that and together with you, we can compose a portfolio of funds or prepare a savings plan.